The 8k Rule is Misused: New 7% Rule for PSE Stock Market Investing
The rule does hold but is often misinterpreted. Many newcomers hold off investing because of the popularized 8k Rule when investing in the PSE stock …
Personal Finance
REITs in the Philippines: Are They a Smart Investment
Slow progress is better than no progress. That certainly holds true for REITs in the Philippines. With just two listed REITs at the time of writing, …
4 Unspoken Ways to Diversify and Lower Your Financial Exposure
Diversify in overlooked ways. This post is about risk mitigation for the lay investor beyond diversification through various stocks, bonds, real estate, and other investments …
The Risk and Return Trade-off Applied in Real Life (Uncommon Examples)
The risk and return trade-off (tradeoff) is one of the tenets of life — not just finance, but of everyday life! It’s certainly one of …
Peso-Cost Averaging Advanced Guide: Know if It Works for You
Does peso-cost averaging work? Let’s backtrack a bit. How do we even define “work” in this context? Do we say it works because it always gives out …
Building Your Emergency Fund: What No One Talks About
Three (3) to six (6) months of monthly expenses. What more could there be? Isn’t building an emergency fund as simple as this rule of thumb? …
How to be Disciplined with Money: ONE Liberating Switch
I blame consumerism, and here’s why. Financial discipline has more to do with emotional toughness than intelligence. People struggle with it not because they don’t understand how to …
Make Money Trading Stocks? The Advice You Didn’t Want to Hear
Here’s the “TL;DR” version: You’re probably not going to consistently make enough money trading stocks, and investing in an index fund is a better alternative. The big …
Buffett Indicator Philippines: Adjusted for the PSE (Updated May 2021)
The Buffett Indicator is not a set of absolute criteria, and we shouldn’t apply its rules of thumb to the Philippines without much thought. The …
9 Big Steps to Achieve True Financial Freedom: A Complete Roadmap
You and I might describe financial freedom differently. To me, it goes beyond being debt-free or earning a lot. True financial freedom is having the choice to …
