The Risk and Return Trade-off Applied in Real Life (Uncommon Examples)
The risk and return trade-off (tradeoff) is one of the tenets of life — not just finance, but of everyday life! It’s certainly one of …
Personal Finance
Peso-Cost Averaging Advanced Guide: Know if It Works for You
Does peso-cost averaging work? Let’s backtrack a bit. How do we even define “work” in this context? Do we say it works because it always gives out …
Building Your Emergency Fund: What No One Talks About
Three (3) to six (6) months of monthly expenses. What more could there be? Isn’t building an emergency fund as simple as this rule of thumb? …
How to be Disciplined with Money: ONE Liberating Switch
I blame consumerism, and here’s why. Financial discipline has more to do with emotional toughness than intelligence. People struggle with it not because they don’t understand how to …
Make Money Trading Stocks? The Advice You Didn’t Want to Hear
Here’s the “TL;DR” version: You’re probably not going to consistently make enough money trading stocks, and investing in an index fund is a better alternative. The big …
Buffett Indicator Philippines: Adjusted for the PSE (Updated May 2021)
The Buffett Indicator is not a set of absolute criteria, and we shouldn’t apply its rules of thumb to the Philippines without much thought. The …
9 Big Steps to Achieve True Financial Freedom: A Complete Roadmap
You and I might describe financial freedom differently. To me, it goes beyond being debt-free or earning a lot. True financial freedom is having the choice to …
Why Tipid Tips Fall Short (Perils of a Frugal Mindset)
For the international audience, tipid means being frugal in Filipino. Tipid tips is a popular expression that captures the many small ways we can save …
Where to Invest Money for Beginners: 3 Things to Know First
A frequently-asked-question by new investors is “where to invest money for beginners,“ or some form of this question. And because it’s such a popular topic, a …
Finance for People Who Hate Math
You belong to a special group of people — the group behind my motivations for starting this blog! I’m of the mindset that true financial …