Diversification and the Untold Mistake You Are Probably Making
A portfolio of 100 stocks can theoretically be less diversified than a portfolio of 20 stocks. By itself, increasing the number of stocks you hold …
Fix your budget leaks
Build a Winning Mindset and Attitude Towards Money
It all starts with the right mindset. Whether that strikes you as cliche or not, this is what I’ve found to be true — the larger …
Unconventional Money Tips by PHInvest (Reddit Community)
Some money tips get lost in translation. Others are just blatantly altered and ridden on by mischievous characters. And so we often end up with unconventional …
4 Unspoken Ways to Diversify and Lower Your Financial Exposure
Diversify in overlooked ways. This post is about risk mitigation for the lay investor beyond diversification through various stocks, bonds, real estate, and other investments …
The Risk and Return Trade-off Applied in Real Life (Uncommon Examples)
The risk and return trade-off (tradeoff) is one of the tenets of life — not just finance, but of everyday life! It’s certainly one of …
Building Your Emergency Fund: What No One Talks About
Three (3) to six (6) months of monthly expenses. What more could there be? Isn’t building an emergency fund as simple as this rule of thumb? …
How to be Disciplined with Money: ONE Liberating Switch
I blame consumerism, and here’s why. Financial discipline has more to do with emotional toughness than intelligence. People struggle with it not because they don’t understand how to …
Is Renting a Waste of Money: The Financial Advantages of Renting a Home
Imagine this. You currently rent a home (house or condo). A bank offers loan payments that equal your monthly rent. Is renting a waste of …
How to Spot Fake Gurus and Financial Freedom Scams (Flowchart)
Am I naive? Today I found out about fake gurus promising financial freedom. As an advocate of true financial freedom with specific actionable steps, the scams …
Why Tipid Tips Fall Short (Perils of a Frugal Mindset)
For the international audience, tipid means being frugal in Filipino. Tipid tips is a popular expression that captures the many small ways we can save …