Peso-Cost Averaging Advanced Guide: Know if It Works for You
Does peso-cost averaging work? Let’s backtrack a bit. How do we even define “work” in this context? Do we say it works because it always gives out …
Park your money where it works hard
Building Your Emergency Fund: What No One Talks About
Three (3) to six (6) months of monthly expenses. What more could there be? Isn’t building an emergency fund as simple as this rule of thumb? …
Is Renting a Waste of Money: The Financial Advantages of Renting a Home
Imagine this. You currently rent a home (house or condo). A bank offers loan payments that equal your monthly rent. Is renting a waste of …
Make Money Trading Stocks? The Advice You Didn’t Want to Hear
Here’s the “TL;DR” version: You’re probably not going to consistently make enough money trading stocks, and investing in an index fund is a better alternative. The big …
Buffett Indicator Philippines: Adjusted for the PSE (Updated May 2021)
The Buffett Indicator is not a set of absolute criteria, and we shouldn’t apply its rules of thumb to the Philippines without much thought. The …
Where to Invest Money for Beginners: 3 Things to Know First
A frequently-asked-question by new investors is “where to invest money for beginners,“ or some form of this question. And because it’s such a popular topic, a …
How to Earn 19% p.a. in the Stock Market, Philippines
I made a promise not to post about fluff topics for clicks. (See What is your WHY) But I’d be remiss not to post about …
A Basic Guide to the 3 Valuation Methods
This post tries to simplify the 3 valuation methods but still covers intermediate/advanced topics. If you find them confusing, I recommend starting with the Fundamentals …
Monthly Savings Will NOT Lead to Financial Freedom
The bad news is, you can’t achieve financial freedom just by your monthly savings. Or at least “financial freedom” in its truest and best sense …
Reduce Risk in the Stock Market: Diversification Primer
You’ve opened a brokerage account and started investing in the stock market. You presumably understand that there are risks involved and that reducing risk is …