Flipping Houses for Profit: Knowing Your Numbers with a Fix-and-Flip Model
I stand by my preference for buy-and-hold strategies — stocks and real estate alike. This site is all about the advantages of the long game, and I’ve written extensively …
budgeting
Biweekly Rent Payment: A Creative Way to Increase Rental Income
Increasing rental income doesn’t have to be one-sided — some options benefit both the landlord and tenant. Sure, there’s no free lunch, but you can …
7 Metrics to Determine if Real Estate Profitability is Good
Using just one profitability metric is a recipe for disaster. Instead, you should always use a combination of two or more complementary metrics. That is …
Build a Winning Mindset and Attitude Towards Money
It all starts with the right mindset. Whether that strikes you as cliche or not, this is what I’ve found to be true — the larger …
Peso-Cost Averaging Advanced Guide: Know if It Works for You
Does peso-cost averaging work? Let’s backtrack a bit. How do we even define “work” in this context? Do we say it works because it always gives out …
Building Your Emergency Fund: What No One Talks About
Three (3) to six (6) months of monthly expenses. What more could there be? Isn’t building an emergency fund as simple as this rule of thumb? …
How to be Disciplined with Money: ONE Liberating Switch
I blame consumerism, and here’s why. Financial discipline has more to do with emotional toughness than intelligence. People struggle with it not because they don’t understand how to …
Why Tipid Tips Fall Short (Perils of a Frugal Mindset)
For the international audience, tipid means being frugal in Filipino. Tipid tips is a popular expression that captures the many small ways we can save …
The Unfortunate Truth About ROI and Payback-Period
It’s not unusual for business owners to evaluate projects based on two well-known tools: the payback period (PP) and the return on investment (ROI). Both …
Save 35% More: Kakeibo Japanese Budgeting System
Yes, being wasteful and reckless with money will hold you back from financial freedom. Unfortunately, being frugal alone will not (yes, NOT) lead to financial …