The 8k Rule is Misused: New 7% Rule for PSE Stock Market Investing
The rule does hold but is often misinterpreted. Many newcomers hold off investing because of the popularized 8k Rule when investing in the PSE stock …
investments
REITs vs. Rental Properties: Which is Better?
Let me make one thing clear off the bat. REITs are not perfect replacements for owning rental properties — they weren’t meant to be. As …
REITs in the Philippines: Are They a Smart Investment
Slow progress is better than no progress. That certainly holds true for REITs in the Philippines. With just two listed REITs at the time of writing, …
4 Unspoken Ways to Diversify and Lower Your Financial Exposure
Diversify in overlooked ways. This post is about risk mitigation for the lay investor beyond diversification through various stocks, bonds, real estate, and other investments …
Why You Need to Find Your Real Estate Niche for Massive Growth
Shiny object syndrome — I was especially guilty of this. It’s when we chase the most trendy thing. For me, it was going after the latest best real …
The Risk and Return Trade-off Applied in Real Life (Uncommon Examples)
The risk and return trade-off (tradeoff) is one of the tenets of life — not just finance, but of everyday life! It’s certainly one of …
Peso-Cost Averaging Advanced Guide: Know if It Works for You
Does peso-cost averaging work? Let’s backtrack a bit. How do we even define “work” in this context? Do we say it works because it always gives out …
Using the 1% Rule in the Philippines: A Rental Property Rule of Thumb
Out of a hundred properties, you get one. That’s typically the ratio between all the properties eyeballed and the property you actually buy. It is …
Building Your Emergency Fund: What No One Talks About
Three (3) to six (6) months of monthly expenses. What more could there be? Isn’t building an emergency fund as simple as this rule of thumb? …
Is Investing in Land a Good Idea: Pros and Cons Simplified
One of the easier ways to get into real estate investing is to invest in a vacant lot, to invest in bare land. There are …