"A goal without a plan is a wish."

"A goal without a plan is a wish."

There are no secrets to TRUE financial freedom. Let's begin.

What is the goal?

"True financial freedom" is having the choice to do whatever you want, whenever, wherever, with whomever. It's not about being tied to a job nor living a frugal life.

No small-minded debt-free goals, no false advertising for commission, no fluff content.

At freedom locker PH, we're all about working hard... until you no longer have to!

Personal Finance

It all starts here, the foundation we need to achieve true financial freedom. Everything falls without the right mindset and knowledge. We start with the fundamentals and work our way to more intermediate and advanced...
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Entrepreneurship

Saving and investing regularly fall short when working your way to true financial freedom. Even without a wildly successful business, having a strong presence compounds your earnings. It’s truly one step closer to financial freedom....
See List of Topics "Entrepreneurship"

Real Estate

90% of millionaires have been created by investing in real estate. But it’s not without its pitfalls, and the key is in selecting the right opportunities. Investing and property management topics focus on issues prior...
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Books

The right book at the right time can change your life. That is not an exaggeration. And that’s coming from someone who used to hate books and thought they were dull and slow. But it’s...
See List of Topics "Books"

Recent Posts

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Asset Allocation for Filipinos: A Global Portfolio Overview

When we talk about portfolio returns, asset allocation is the single biggest factor you can influence. That’s undisputed. In a study by Roger G. Ibbotson, published in... Read More "Asset Allocation for Filipinos: A Global Portfolio Overview"

Interactive Brokers from the Philippines: Waived Fees, Funding, and More

Interactive Brokers (IBKR) recently released a radical announcement that’s sure to rock the investing community in the Philippines and elsewhere. The views against IBKR as... Read More "Interactive Brokers from the Philippines: Waived Fees, Funding, and More"

5 Reasons Why I Don’t Read the News on Stocks (Trading and Investing)

I avoid reading the news. The stock market section, at least. And there are very compelling reasons, in my biased opinion, for you to ignore them, too.... Read More "5 Reasons Why I Don’t Read the News on Stocks (Trading and Investing)"

Unconventional Money Tips by PHInvest (Reddit Community)

Some money tips get lost in translation. Others are just blatantly altered and ridden on by mischievous characters. And so we often end up with unconventional... Read More "Unconventional Money Tips by PHInvest (Reddit Community)"

The 8k Rule is Misused: New 7% Rule for PSE Stock Market Investing

The rule does hold but is often misinterpreted. Many newcomers hold off investing because of the popularized 8k Rule when investing in the PSE stock... Read More "The 8k Rule is Misused: New 7% Rule for PSE Stock Market Investing"

REITs vs. Rental Properties: Which is Better?

Let me make one thing clear off the bat. REITs are not perfect replacements for owning rental properties — they weren’t meant to be. As... Read More "REITs vs. Rental Properties: Which is Better?"

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